Risk determination method and device, electronic equipment and storage medium

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Risk determination method and device, electronic equipment and storage medium

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GAO RUHAI / ZHANG YONGJUN / YAN XUEBIN / ZHU XIAOHUI / GAO YANAN / HAN ZHE / LIU LU / ZHOU WEIDONG / MOU SEN / WANYAN YONGJIN / ... [more]

Abstract

The invention provides a risk determination method and device, electronic equipment and a storage medium, relates to the technical field of vehicles, and can accurately recognize the behaviors that a user privately disassembles automobile spare parts and replaces damaged spare parts to take pictures and fraud insurance. The method comprises the steps that after a high-level signal is received through a pin of an OBD, a target accessory having an incidence relation with the pin and the receiving time for receiving the high-level signal are determined, and vehicle feature data and the vehicle driving state at the current moment are obtained, and then, according to the vehicle characteristic data, the vehicle driving state and the receiving time for receiving the high-level signal, the risk that the target accessory is manually dismounted is determined. The embodiment of the invention is used in a risk determination process.

本申请提供一种风险确定方法、装置、电子设备及存储介质，涉及车辆技术领域，可以对用户私自拆卸汽车零配件，换上损坏的零配件拍照骗保的行为进行准确识别。该方法包括：在通过OBD的引脚接收到高电平信号后，确定与引脚具有关联关系的目标配件和接收所述高电平信号的接收时间，并获取车辆特征数据和当前时刻的车辆行驶状态，然后根据车辆特征数据、车辆行驶状态和接收高电平信号的接收时间，确定目标配件被手动拆除的风险。本申请实施例用于风险确定过程中。

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Title :

Risk determination method and device, electronic equipment and storage medium

Additional title:

风险确定方法、装置、电子设备及存储介质

Contributors:

GAO RUHAI (author) / ZHANG YONGJUN (author) / YAN XUEBIN (author) / ZHU XIAOHUI (author) / GAO YANAN (author) / HAN ZHE (author) / LIU LU (author) / ZHOU WEIDONG (author) / MOU SEN (author) / WANYAN YONGJIN (author)

Publication date :

2024-03-22

Type of media :

Patent

Type of material :

Electronic Resource

Language :

Chinese

Classification :

IPC:

G06Q Datenverarbeitungssysteme oder -verfahren, besonders angepasst an verwaltungstechnische, geschäftliche, finanzielle oder betriebswirtschaftliche Zwecke, sowie an geschäftsbezogene Überwachungs- oder Voraussagezwecke , DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES / B60R Fahrzeuge, Fahrzeugausstattung oder Fahrzeugteile, soweit nicht anderweitig vorgesehen , VEHICLES, VEHICLE FITTINGS, OR VEHICLE PARTS, NOT OTHERWISE PROVIDED FOR / G08G Anlagen zur Steuerung, Regelung oder Überwachung des Verkehrs , TRAFFIC CONTROL SYSTEMS